Why Private Pay?

High Deductible

For those with a high deductible and minimal medical expenses, it’s often more cost effective to self-pay (out of pocket) for services. For example, it would take about 50 individual counseling sessions (at our rate) to meet a deductible of $6000, and approximately 42 family sessions to meet the same $6000 deductible.* Sessions covered under FSA/HSA benefits, maximize utilization of pre-taxed dollars.

Research suggests average treatment duration is about 12-20 sessions, however this varies based on need and symptoms. Longer treatment averages at approximately 20-30 sessions. Some individual may require less than 12 sessions or more than 30 sessions.*

Personalized Care

Private pay allows therapists and counselors to tailor a plan that is incredibly specific to your goals, needs and aspirations. Without the confinement of insurance, therapists and counselors are able to offer enhanced quality services rather than what is billable and/or covered. With private pay, you get to choose the counselor or therapist that is right for you, rather than being limited to in-network providers. Being a private pay practice allows us to take the extra step for our clients. At Empowering Road, rather than focus on paperwork, billing and reimbursement, we focus on you.

Discreet

Accessing mental health services may be of concern to some individuals based on their occupation, professional status, licensure, community presence, leadership role(s), or for other relatable reasons. As a private pay agency, Empowering Road is able to offer an extra layer of privacy, confidentiality and protection for those seeking discreet services. By not utilizing insurance and maintaining a small practice, Empowering Road is able to significantly reduce the accessibility of your personal information. In our practice, we do not use connected or shared electronic health record systems. For example, some practices affiliated with medical networks and/or local hospitals, may utilize a shared electronic health record system. This greatly increases the accessibility of your personal PHI and treatment information. Additionally, telehealth/teletherapy limits the possibility of being noticing entering and/or exiting a physical office via in-person services. Empowering Road has experience working with individuals who prefer discreetness and is able to offer this extra layer of service.

Privacy

When health insurance is utilized to cover services, counselors and therapists are required to provide private information regarding your sessions, including a diagnostic code. At times insurance companies may even require personal treatment plans with your identified goals. With private pay, there are no explanation of benefits (EOB) mailed to your personal address indicating personal service information. This decreases the amount of information that is accessible to others. Private pay ensures an extra layer of protection over your personal health information.